Payment methods in

Let your Portuguese customers use their preferred payment method. In Portugal, most people pay with Multibanco, followed by cards like Visa and Mastercard. Find out more about payment methods in Portugal.

payment methods Portugal
online payment methods Portugal

eCommerce in Portugal

Main online payment methods in Portugal

The most common payment options in Portugal are online payment at cash machines, ePayment and mobile payments. Find out about the main payment methods in Portugal below.

Cash machine payments in Portugal

Payment at cash machines

Cash machine payments let consumers shop online with a code to pay at a cash machine, through ePayment or mobile payment. This is through Multibanco in Portugal, which has over 9 million users.

Online banking ePayment Portugal


Online banking ePayment is extremely safe, using the customer’s login for their online banking system. With PAYCOMET, you can offer this payment method directly at checkout.

Payment online with prepaid vouchers Portugal

Prepaid voucher

Immediate payment using prepaid vouchers makes transactions totally safe for you and your customers. Open up your shop to the thousands of users who prefer this method and join businesses that already accept them.

Card payments Portugal


One of the most common payment methods worldwide. The main brands are: Visa, Mastercard, American Express, Diners and UnionPay.

See card payments →

Wallet payments in Portugal


Receiving payment from wallets is easy. The big advantage is that your customer can use their chosen wallet (Skrill, Google Pay, Apple Pay, Samsung Pay, etc.) and complete their purchase almost immediately.

Payment in instalments Portugal


This can boost your average ticket and even encourage sales, giving your customers the option to pay comfortably in instalments. With PAYCOMET, you can offer this payment method directly at checkout.

Most popular electronic payment methods in Portugal

At PAYCOMET, we have the most popular payment methods in each part of the world.
Get the list of payment methods available in Portugal.

Payment method Category Description
VisaVisa Cards VISA is one of the world leaders in card payment solutions. A completely reliable payment method for merchants and consumers.
MastercardMastercard Cards Mastercard dominates the payment card market in parts of Latin America, Canada and some European countries. It offers one of the fastest payment processing networks in the world.
American ExpressAmerican Express Cards American Express (AMEX) is one of the most trusted credit cards in the world. An essential payment method for brands related to the luxury sector.
DinersDiners Cards Diners specializes in issuing cards and other payment solutions for both companies and individuals.
JCBJCB Cards JCB dominates the credit card market in Japan. It is currently used in 20 countries with more than 90 million cardholders worldwide.
Union PayUnion Pay Cards UnionPay is the leading card network in the Asian market. With a presence in 178 countries, it is the largest card brand in the world.
PayPalPayPal Wallet PayPal is a virtual wallet that allows you to make online payments without having to enter your bank or credit card details.
PaysafecardPaysafecard Prepaid voucher Paysafecard is a prepaid card that allows you to pay securely online even without a bank account.
SkrillSkrill Prepaid voucher Skrill is an online payment processor that allows you to make online transactions, with or without a card.
Multibanco SIBSMultibanco SIBS Online Banking
ATM payments
Multibanco SIBS is the most widely used payment method in Portugal. A payment option that allows the consumer´s own banking environment to be used without sharing personal information or card details.
SEPA Direct DebitSEPA Direct Debit Wire transfer SEPA Direct Debit is a payment system created by the European Payments Council, which allows companies to process one-off or recurring payments between SEPA countries.
Apple PayApple Pay Wallet Coming soon
Google PayGoogle Pay Wallet Coming soon
Bank transfer EuropaBank transfer Europa wire transfer Coming soon
BitcoinBitcoin Cryptocurrencies Coming soon

PAYCOMET on your e-commerce platform

If you work with a CMS for e-commerce, you can integrate the PAYCOMET Virtual POS in just a few clicks. Plug-ins are always free and updated. Download the module, request a trial, and find out how easy it is to start selling with PAYCOMET.

Shared CMS with Virtual POS
Shared CMS with Virtual POS

Frequently asked questions about payment methods in Portugal

  • What are the advantages of accepting payment methods from Portugal?

  • If you sell in the Portuguese market it is important to offer the most popular payment methods in Portugal to create security and improve the shopping experience.

  • What is the most popular payment method in Portugal?

  • A high percentage of online payments in Portugal are made using the Multibanco system: a recognised and trusted payment method for Portuguese customers.

  • Will I be able to accept Multibanco SIBS payments with PAYCOMET?

  • Of course you can. From our control panel you can easily integrate Multibanco into your online shop and start receiving payments through this system so widespread in the Portuguese market.

  • Is it safe to accept payment methods from Portugal?

  • Yes, all payment solutions offered by PAYCOMET are completely secure and comply with the security and data protection standards required for online banking.

Want to accept payment in Portugal?

Contact us or create a free account and start offering payment in Portugal today.

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