Accept payment with

Open up your online business to the Portuguese market by offering the most popular payment method among Portuguese shoppers. Get secure online sales offering a trustworthy payment system that is completely secure.

Girl paying with Multibanco

What is Multibanco?

Multibanco is the most commonly used payment method in Portugal. Roughly 85% of all sales by Portuguese consumers use this payment method. By offering Multibanco on your ecommerce, your customers can pay through their own online banking environment without sharing any personal or card details. Add Multibanco to your online business and give customers a fast, secure shopping experience integrated with the main banks.

Advantages of accepting Multibanco

  • Comprehensive

  • Over the years, Multibanco has expanded its services and now offers more than 90 operations through online and offline channels.

  • Secure

  • Multibanco purchases comply with the highest security standards, which builds trust with both merchants and customers.

  • Popular

  • Your customers don’t have to log in or register to use Multibanco. This improves the shopping experience for them and boosts conversion for you.

Payment with Multibanco in online shop
Tarifa Multibanco


2.10% + €0.25 + €0.09

Steps to pay with Multibanco

How does Multibanco work for companies?

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Pay with Multibanco

The customer chooses the Multibanco option at checkout in your online shop.

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Data verification

The customer gets payment details, logs into their online banking system and confirms the transfer using the payment details. Or finishes the transaction at a cash machine.

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Payment received

After the payment flow is complete, the customer and merchant receive confirmation that the funds have been sent.

Is Multibanco a secure payment method?

secure payment with Multibanco

All payment methods
in one platform

PAYCOMET and Multibanco on your ecommerce platform

If you use an ecommerce CMS, you can integrate the PAYCOMET Virtual POS in just a few clicks and start offering Multibanco. Download the module, request a trial account and find out how easy it is to start selling with PAYCOMET.

Payment methods in CMS plugins for ecommerce
Payment methods in CMS plugins for ecommerce

Multibanco compatible solutions

Icono TPV Virtual
Virtual POS
Icono PAY by Link
PAY by Link
Icono Pay by QR
Pay by QR

Frequently asked questions about Multibanco

  • How many banks use Multibanco?

  • Multibanco is an interbank network, operated by Sociedade Interbancária de Serviços, that connects the 27 most important banking institutions in Portugal.

  • How do you use Multibanco?

  • Originally, Multibanco allowed customers to pay a merchant or organisation through one of its cash machines. Today, account holders can choose to make payments at a cash machine or through ePayment.

  • How can I integrate Multibanco into my website?

  • As a PAYCOMET client, you can activate this payment method in your dashboard. With one simple process, the Multibanco button will be added to your payment form. Check out the technical documents for integration here.

  • Is the consumer’s data secure?

  • The Multibanco process is completely secure. To ensure the card details are secure during online purchases, users must use MB WAY service, MULTIBANCO references or the 3-D Secure protocol for credit card payments.

Want to accept payment with Multibanco?

Contact us or create a free account and start offering payment with Multibanco today.

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