Accept payments with
SEPA Direct Debit

Include SEPA Direct Debit in your ecommerce store and process secure payments with your European customers. With PAYCOMET, offer a simple and secure online payment method for your single and recurrent payments.

Person paying with SEPA Direct Debit

What is SEPA Direct Debit?

SEPA (Single Euro Payments Area) is a payment system created by the European Payments Council that allows companies to process single or recurrent payments between countries within the SEPA zone. With SEPA Direct Debit, you will be able to make direct debit payments into your customers’ accounts.

Advantages of accepting payments with SEPA Direct Debit

  • Simple

  • Your customers make payments in any SEPA Zone country using a single bank account for transactions in euros.

  • Flexible

  • It facilitates recurrent invoicing, such as subscriptions or regular transactions on a set date.

  • Secure

  • To carry out a direct debit, a standing order signed by the payer authorising the payment is required.

Person shopping on an ecommerce site from their mobile phone
Tarifa SEPA Direct Debit


Include SEPA Direct Debit in your checkout and access all PAYCOMET features

€0.09 + €0.35

There will be a charge of €1.25 per incident for transaction incidents.
Steps to paying with SEPA Direct Debit

How does SEPA Direct Debit work?

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Paying with SEPA Direct Debit

The customer chooses the SEPA option at the checkout in your online shop.

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Enter data

They must then enter their name, email address and bank account number (IBAN) from which they wish to make the payment.

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Confirm payment

Once the data has been entered, the payment is confirmed.

Is SEPA Direct Debit a secure payment method?

secure payments with SEPA Direct Debit

All payment methods
in one platform

PAYCOMET and SEPA Direct Debit on your ecommerce platform

If you use an ecommerce CMS, you can integrate the PAYCOMET Virtual POS Terminal in just a few clicks and start offering payments with SEPA Direct Debit. Download the module, request a trial account and find out how easy it is to start selling with PAYCOMET.

Payment methods in CMS plugins for ecommerce
Payment methods in CMS plugins for ecommerce

Compatible solutions

Icono TPV Virtual
Virtual POS
Icono PAY by Link
PAY by Link
Icono Pay by QR
Pay by QR

Frequently asked questions about SEPA Direct Debit

  • Which countries does SEPA cover?

  • SEPA covers the 27 member states of the European Union (EU), as well as Iceland, Liechtenstein, Norway, Andorra, Monaco, San Marino, Switzerland, the UK and Vatican City.

  • Is it possible to perform direct debits on corporate bank accounts (B2B)?

  • Currently, PAYCOMET only offers the Sepa Direct Debit option for debiting private consumer bank accounts (B2C). It is not possible to debit corporate accounts with this payment method.

  • How can I integrate it into my website?

  • As a PAYCOMET customer, you can easily activate this payment method from your control panel. See here for the technical documentation for the integration.

  • What are the debit repayment terms?

  • The customer will have 8 weeks (56 days) to claim a debit that has been charged to their account and a maximum of 13 months for unauthorised payments (the creditor will be able to reject the claim by providing a copy of the current standing order).

Want to accept payments with SEPA Direct Debit?

Contact us or create a free account and start today.

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