Accept payment with
Giropay
Boost conversion in the German market by offering Giropay as a payment option. Over 45 million consumers in Germany and Austria prefer this payment method.
Accept payment with
What is Giropay?
Giropay is the most popular online payment method in Germany. By offering Giropay on your ecommerce site, your customers can pay through their own online banking environment without sharing any personal or card details. Add Giropay to your online business and give customers a fast, secure shopping experience with the most widely recognised payment method in Germany, integrated with the main banks.
Advantages of accepting Giropay
Accepting Giropay opens up a market of over 45 million potential customers. The biggest advantage is that customers don’t have to register and can pay online with just their bank credentials. Easy, fast and secure.
Fast
Secure
Easy
Since it only takes a few clicks to confirm the transaction, your orders can be processed immediately.
The highest data-protection and security standards, making it a fully secure payment option.
Your customers don’t have to log in or register to use Giropay. This improves the shopping experience for them and boosts conversion for you.
How does Giropay work for companies?
Giropay lets customers shop online immediately without having to register or open an account.
Pay with Giropay
The customer chooses the Giropay option at checkout in your online shop.
Data verification
The customer chooses the bank they want to use to pay and signs in with their usual online banking information. The system will ask for a second authentication factor or PIN to validate the purchase.
Payment received
Both the customer and the business are notified immediately of the details of the operation.
Is Giropay a secure payment method?
Giropay is totally secure and widely used in Germany. It has the highest data-protection and security standards for online banking.AB (Klarna).
As soon as payment is made, the merchant receives an irrevocable payment guarantee, so they can start filling the order immediately, at no risk.
Customers that use Giropay only give their details to their online banking provider. This means that sensitive data is only exchanged between the customer and the bank. No third parties can access or see the consumer’s personal account or transaction info.
PAYCOMET and Giropay on your ecommerce platform
If you use an ecommerce CMS, you can integrate the PAYCOMET Virtual POS in just a few clicks and start offering Giropay. Download the module, request a trial account and find out how easy it is to start selling with PAYCOMET.
Giropay compatible solutions
Virtual POS
PAY by Link
Pay by QR
Frequently asked questions about Giropay
How many consumers use Giropay?
How do you use Giropay?
Giropay is compatible with nearly every bank in Germany. Over 45 million online banking clients in Germany can use Giropay automatically, without any additional registration needed.
The customer selects their bank. Then they enter their online banking credentials. After they have logged in properly, they see the details of the purchase. To complete payment, they just have to enter the authentication code their bank sends them for the transaction.
How can I integrate Giropay into my website?
Is the consumer’s data secure?
As a PAYCOMET client, you can activate this payment method in your dashboard. With one simple process, the Giropay button will be added to your payment form. Check out the technical documents for integration here.
The Giropay process is completely secure. It ensures the sensitive data used in the payment process is only exchanged between the customer and the bank. No third parties can see the consumer’s personal account or transaction information.